[Place and date]

Sender

[Full name]
[Correspondence address]
[Email address or telephone for the reply]

Recipient

[Full legal name of the recipient]
[Recipient address]

Dispute of a loan fraudulently taken out in my name

I did not enter into the loan agreement identified below or authorise another person to do so on my behalf. I dispute being attributed this obligation and report suspected misuse of my personal data. This notice is not an acknowledgement of debt.

Case identification

[Alleged agreement or case reference; company name; when and how you learned of the obligation]

Circumstances

[Describe how you became aware of the case and the facts indicating misuse of your personal data.]

Verification and records

Please urgently review how the agreement was entered into and identity verified, preserve the records and provide information and copies to which I am entitled.

Action requested

I request that payment demands addressed to me be paused while the matter is investigated. If misattribution is confirmed, please correct the records and notify the appropriate recipients.

Report to authorities

[If already reported: authority, date and case reference. Otherwise delete this section.]

Reply

[Preferred reply method and correspondence or email address]

Attachments

[List copies of the documents attached or enter none]

[Legible signature for a paper letter]