Loan advice

The lending advice below will help you stay safe when borrowing money online or using online banking. They will also help you manage your budget, show you how to save money and what to do to avoid getting into a financial loop. We also invite you to read interesting information and articles about loans on the website INFORMATION.



Loan guarantee: what to check before signing

Poręczenie nie jest wyłącznie formalną pomocą przy wniosku bliskiej osoby. Może oznaczać obowiązek spłaty cudzego długu, dlatego wymaga przeczytania dokumentów i oceny własnego budżetu.

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Financial reserve or loan for an emergency expense

Not every unexpected bill needs to be financed with a loan immediately. It is worth comparing the cost of the new obligation with the available reserve and the possibility of shifting some of the expenses.

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Loan denial: how to plan your next steps

A negative decision does not in itself explain what to improve in the application. Before you look for your next offer, check the data, budget burden and information used in the evaluation.

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Loan on my details: what to do after detection

An unknown contract, suspicious alert or payment request requires quick investigation. If you suspect your data has been used, act through official channels and secure documents related to the case.

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Late installment transfer: how to check the settlement

Ordering a transfer does not always mean that the money has already reached the lender. When the repayment date is approaching, the recipient's details, shipping time and payment settlement method are important.

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Loan refinancing: what to check before making a decision

Refinansowanie może oznaczać zawarcie nowej umowy, z której środki służą spłacie poprzedniej. Przed akceptacją ustal, czy faktycznie zmniejszy problem ze spłatą, czy tylko przesunie go na kolejny termin.

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Deferred payments: how not to miss deadlines

The option to pay for purchases later may be convenient, but a few small orders can easily turn into a large liability. Control your total amount, not just one store's deadline.

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Card and revolving limit: how to control debt

Limit odnawialny działa inaczej niż pożyczka wypłacana raz i spłacana według zamkniętego harmonogramu. Ponowne korzystanie ze spłaconych pieniędzy może utrzymywać zadłużenie przez długi czas.

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