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Interest free private loan agreement
This template records an interest-free loan between two private individuals. Enter the parties’ details, the loan amount, how the money will be transferred and the agreed repayment date. Before signing, both parties should check that the document reflects their arrangements.
How to complete the document
- This template covers an occasional loan between private individuals with no interest, commissions or other charges.
- Agree how and when the funds will be transferred and how disbursement and repayment will be documented.
- Check the tax obligations applying to the parties and their circumstances. This is not a commercial consumer credit agreement.
This template must be adapted to your circumstances. Before signing or sending it, remove uncompleted fields and check all amounts, dates and party details.
Prepare your document
Complete your details and the bracketed fields in the sections below, then download the completed Word document. You can edit individual paragraphs; the file retains the template layout, headings, tables and signature spaces. Check all wording and any remaining placeholders before use.
Download the blank template as DOC and the document completed in the generator as DOCX.
Your entries remain in this browser tab and are not sent to the server. Download the DOCX document and send it to the recipient yourself.
Template preview
Replace the bracketed fields with your informationFURTHER OPTIONS
Need help with the wording?
After exhausting the complaint procedure, check whether the Financial Ombudsman can intervene. Free advice services can also help you prepare documents and understand your situation.