Bank accounts, savings and deposits

• At least PLN 420,000 in total on bank accounts, opening a VeloKonto Gold in the Private Banking Center and marketing consents required.
• Two deposits: up to PLN 220,000 for 3 months and up to PLN 200,000 for 6 months. Each from PLN 10,000. Deposits can be opened until November 10, 2026.

Deadline for joining the described promotion: November 4, 2026.

• At least PLN 4,200,000 in total in accounts, Private Wealth account and marketing consents required.
• Up to PLN 2.2 million for 3 months and up to PLN 2 million for 6 months. The minimum amount of each deposit is PLN 10,000.

Deadline for joining the described promotion: November 4, 2026.

• For adult new customers; no current account at the bank in the last 24 months. Limit of 10,000 entries.
• Up to PLN 900: for 12 months min. PLN 1,500, 10 card payments and login to GOmobile per month; required marketing consents.
• An additional PLN 200 requires a savings account and a minimum balance of PLN 500 at the end of the 12th month.

Deadline for joining the described promotion: November 13, 2026.

• You open an account in the UniCredit application; You can confirm your identity with mObywatel or a document.
• The bank does not charge its own commission for ATM withdrawals in Poland and abroad. The ATM operator's fee may be separate.
• Deposits are protected by the Belgian guarantee scheme, not the Polish one BFG - up to EUR 100,000 per depositor in the bank.

• Young people benefit: adults before their 26th birthday, without a personal account in Alior for the last 3 years.
• Code BONUS500 in the application; bonuses require timely fulfillment of the activity conditions specified in the regulations.
• PLN 0 for driving without conditions. Card withdrawals from your own ATMs and Euronet from PLN 100 and abroad without bank commission.

Deadline for joining the described promotion: December 31, 2026.

• Up to PLN 800 and a payment ring in a promotion with the code PREMIA800. The terms of the bonus are separate from the fee waiver.
• The bonus includes wallet activation, payment and then receipt of min. PLN 1,000, 3 transactions and logging in to Alior Mobile in the required months.
• Select 2 benefits for your account, e.g. ATMs, instant transfer package or currency solutions.

Deadline for joining the described promotion: January 11, 2027.

• Premium account with a personal advisor, Visa Platinum card and instant transfers.
• A bonus of up to PLN 1,500 requires activity in specific months and an additional bonus condition; check the schedule in the regulations.
• Welcome deposit for you: 5.5% for 6 months up to PLN 250,000 after 30 payments in the first 3 months; standard 2%. Deadline for joining the deposit: December 15, 2026.

Deadline for joining the described promotion: November 30, 2026.

• For people aged 18-25: regular and instant online transfers and withdrawals BLIK with no bank fees.
• Bonus up to PLN 700: minimum influence required. PLN 1,000, 7 payments and a savings goal in the appropriate months and other promotion conditions.
• The Currencies Without Borders package is free of charge until the end of June 2027; other conditions of the package are specified in the regulations.

Deadline for joining the described promotion: November 30, 2026.

• If you do not meet the activity condition, the account costs PLN 6 and the card PLN 9 per month.
• The bonus up to PLN 700 has separate conditions: min. PLN 1,000, 7 payments and a savings goal in the required months.
• Regular and instant transfers online and BLIK to the phone without bank fees.

Deadline for joining the described promotion: November 30, 2026.

• Promotion You buy, you get, edition 2: up to PLN 1,000 return within a year; the rules and eligible transactions are specified in the regulations.
• The separate referral program and Mastercard points are not an unconditional bonus just for opening an account.
• Card withdrawals from Planet Cash and PKO BP ATMs in Poland without bank fees.

Deadline for joining the described promotion: January 31, 2027.

• Up to PLN 600 for an adult in the Simple return promotion: opening online with the card Visa and the PROSTO code and meeting the regulations.
• An additional amount of up to PLN 300 requires a separate account for the child or teenager - it is not a bonus for the adult ROR itself.
• Maintaining an account and withdrawing BLIK from all ATMs in Poland without bank fees.

Deadline for joining the described promotion: December 31, 2026.

• For new customers, one active VeloLokata dla Młodych.
• In each full calendar month, ensure the inflow of at least PLN 2,000 from another bank or a company account in VeloBank and maintain the consent.
• Fixed interest rate of 6% per annum if conditions are met; capitalization at the end of the period.

Deadline for joining the described promotion: November 4, 2026.

• Maintaining an account is absolutely free of charge. The card costs PLN 7 as standard, with the possibility of exemption for activity.
• Own and foreign ATMs and Euronet from PLN 100 without bank commission.
• The Start Savings Account is a separate account; up to 5.5% for 3 months up to PLN 50,000 requires meeting the promotion conditions.

• Driving and Visa Me card free of charge. In Poland, card withdrawals from PLN 100 for PLN 0; smaller payments for adults cost PLN 2.50.
• Up to PLN 910 includes bonuses for receipts, payments, increase in savings and additional subscription to the promotion.
• Visa Me: converting a transaction into another currency costs 5.9%; The Visa Travel card has a different price list.

Deadline for joining the described promotion: November 30, 2026.

• Up to PLN 540 cashback: 5% of payment, max. PLN 60 per month for 9 months, with receipts and consents required.
• For the next 8 months after activation, a single impact of min. PLN 2,000.
• Once the age limit is reached, standard card rules apply, including a 5-transaction waiver.

• Promotional 5.5% per annum for new funds up to PLN 200,000 with required activity. Without it, 1.5% in a given month.
• Millennium 360° personal account needed. Opening and running Profit for PLN 0; one transfer from the account per month free of charge.
• The surplus over the limit and funds after the promotion have a standard interest rate, which may change.

Deadline for joining the described promotion: November 24, 2026.

• 3% for 2 months, 3.2% for 3 months or 3.5% for 6 months - all rates per year.
• Up to PLN 190,000 for one deposit; in each investment period, a maximum of 3 deposits from new funds.
• A different rate may apply upon renewal. Check the renewal disposition and the consequences of early termination.

Deadline for joining the described promotion: November 12, 2026.

• For new customers: 6% per annum up to PLN 100,000; 4% for the surplus up to PLN 400,000 with the required activity.
• Every month at least 5 card transactions to a personal account or BLIK. Without them, the rate for new customers is 2%.
• For other customers: 4.5% up to PLN 400,000 with activity or 1% without it. Opening and running EKO and internal online transfers for PLN 0.

Deadline for joining the described promotion: November 12, 2026.

• Account maintenance, domestic online transfers and deposits and withdrawals BLIK without bank fees.
• Standard card costs PLN 7 per month, exemption after 5 transactions. It also applies to the conditions for card withdrawals in Poland, apart from Planet Cash.
• Promotional add-ons have separate deadlines and requirements. Check them out before joining the benefits program.

• Up to PLN 800 for an adult: receipts, payments, registration of the number to BLIK and maintaining consents for the required period.
• The first bonus requires PLN 3,000 in 14 days (PLN 1,500 for 18-25 years old), 5 mobile wallet payments and registration BLIK.
• An additional bonus of up to PLN 200 applies to a separate 360° Junior Account. Adult promotion limit: 150,000 accounts.

Deadline for joining the described promotion: February 18, 2027.

• The exemption condition includes operating, card and ATMs in Poland.
• Tasty returns II: up to PLN 1,000 for qualified catering payments; an alternative is the promotion of the Savings Account Plus 6.5% for 100 days up to PLN 100,000.
• We do not combine gastronomic and savings promotions as one guaranteed package. Additional returns have their own terms and conditions.

Deadline for joining the described promotion: November 30, 2026.

• Up to PLN 700 for salary receipts and up to PLN 360 for refunds for purchases; maximum requires long-term activity.
• Minimum salary required PLN 1,500 for people aged 18–26 or PLN 3,000 for older people and appropriate consents.
• Online Elixir and SEPA transfers and the first card for PLN 0; card withdrawals on Euronet and BLIK withdrawals without bank fees.

Deadline for joining the described promotion: March 31, 2027.

• Up to PLN 1,010 includes separate premiums and bonuses: registration, activity, remote opening, salary and child's account.
• Bonuses require, among others: influence of min. PLN 2,000, card payments for PLN 350 and an increase in the account balance - my goals.
• 5.3% up to PLN 100,000 on my goals account for 180 days requires a separate account and regular increase in savings.

Deadline for joining the described promotion: November 30, 2026.

• Travel Promotion III: up to PLN 2,400 in 12 months, with a limit of PLN 200 per month and required travel expenses.
• The Virtual Returns Wallet is not an account balance. Redemption of the prize requires fulfillment of conditions relating to traveler purchases.
• An additional up to PLN 300 for online opening has a deadline of October 31, 2026 and separate regulations; it is not an indefinite account bonus.

Deadline for joining the described promotion: January 12, 2027.

• Premium account with an advisor and priority service. Exemption from the account fee requires meeting an income or asset condition.
• Up to PLN 1,010 includes several separate premiums and bonuses, including a child's account; required receipts, payments and savings.
• My goals account: 5.5% up to PLN 200,000 for 180 days after meeting the promotion conditions.

Deadline for joining the described promotion: November 30, 2026.

• Ordinary domestic transfers in PLN in electronic banking for PLN 0; does not apply to instant transfers.
• Withdrawals at ATMs at Customer Centers and Planet Cash in Poland without bank fees.
• Opening via GOmobile with verification mObywatel or selfie. The terms and conditions of the card are separate from the promotional Open to the World Card.