The August loan market is growing annually at 83,5 percent. refuse

Loan companies grant 452.1 thousand in August 2026. loans worth PLN 2.08 billion. According to ZPF and CRIF, this means a 10.2% increase in the number. and value by 17.6 percent. year to year. Compared to July, both parameters decrease, and the average financing amount is PLN 4,610.

The percentage of rejected applications reaches 83.5 percent, while new customers constitute 9.1 percent. borrowers. The authors point out that the increase in sales takes place while still rigorously assessing risk. 502.4 thousand did not receive financing in the previous 12 months. trying people.

The report also shows differences between customers. Almost 46 percent uses loans only one month a year, and 4.9 percent he does this in each of the twelve months. Half of them have monthly liabilities not exceeding PLN 4,200, although the average is more than twice as high. Comparing the median and mean helps avoid presenting a single, non-existent profile of a typical borrower.

Loans exceeding PLN 4,000 PLN are responsible for 76.3 percent. sales value. The largest share is in the range from 4 to 10 thousand. PLN, although it does not cover most of the contracts.