Insurance offer
PRU - Start in Life
Combine child protection with a plan to save for their future. Start in Life PRU allows you to set capital for an adult start and adjust regular contributions. Find out about the guaranteed endowment benefit, conditions for early termination of the contract and available extensions.
Protection tailored to your situation
It's life insurance with a savings element, not a bank deposit. You set the goal and period for accumulating capital, and the terms of the contract specify the benefits and payment rules. Plan your premium so that you can pay it regularly for years to come.
- Protecting and saving for the future
- Selection of the period and capital
- Additional protection for parent and child
The most important information about the offer
| Type of protection | Life cover and your child's future |
|---|---|
| For whom | Parents planning capital for their child's future |
| Scope | Child life and savings goal |
| Contribution | Individual valuation |
| Protection period | Multi-year contract |
| Supplier/distributor | Prudential International Assurance plc Spółka Akcyjna Oddział w Polsce |
| How to check the offer | Contact form and conversation about the offer |
| Date of review | 30.10.2026 |
Premiums, amounts and available options
The offer includes the option of a guaranteed endowment benefit relating to the paid premiums of the main contract. The terms of this option must be read together with the rules for changing premiums and suspending payments. You should not assume that all premiums for additional coverage will be refunded.
Possible extensions concern child protection and taking over the payment of contributions after events affecting a parent. Before purchasing, check costs, early termination redemption value, guaranteed amounts and bonus terms. The advertised threshold of PLN 125 per month does not replace an individual offer for your child.
Conditions and limitations of protection
- The contract is long-term; ending early may change your savings outcome.
- Guarantees and refund of premiums apply to the conditions indicated in the documents.
Before purchasing, check the General Terms and Conditions and the document containing information about the product, if applicable. Pay attention to the limits for individual benefits, deductibles, grace periods and how to report the incident. Read the beginning of the protection and the requirement to pay the premium from the specific proposal.
How to check the offer?
- Determine needs. Select the people or property to protect and prepare the information needed for the quote.
- Know the conditions. Go to the partner, compare the scope and premium and read the documents.
- Decide on your purchase. Check contract dates and details. Keep your policy and payment receipt.
Insurance documents
- START IN LIFE - GENERAL INSURANCE CONDITIONS ↗
- ADDITIONAL INSURANCE CHILD PROTECTION - GENERAL INSURANCE CONDITIONS ↗
- ADDITIONAL INSURANCE TAKING OVER THE PAYMENT OF PREMIUMS IN THE EVENT OF A SERIOUS ILLNESS - GENERAL INSURANCE CONDITIONS ↗
- ADDITIONAL INSURANCE TAKING OVER THE PAYMENT OF PREMIUMS IN THE EVENT OF SERIOUS LIMITATION OF LIFE INDEPENDENCE - GENERAL INSURANCE CONDITIONS ↗
- ADDITIONAL INSURANCE TAKING OVER THE PAYMENT OF CONTRIBUTIONS IN THE EVENT OF A SERIOUS LIMITATION OF LIFE AND WORK INDEPENDENCE - GENERAL INSURANCE CONDITIONS ↗
Check the version of the documents appropriate for the offer you are making.
Details and contact
- Name
- Prudential International Assurance plc Spółka Akcyjna Oddział w Polsce
- Role
- Insurer
- Contact hours
- Monday–Friday, 9:00–18:00
- Telephone
- 22 667 58 21
- bok@pru.pl
- Page
- PRU ↗
Questions about the offer
What does PRU - Start in Life include?
Child life and savings goal. A detailed list of events, benefits and extensions results from the documents of the selected contract.
How much does this offer cost?
The premium is calculated individually. You will recognize it after determining the scope and data needed to prepare the offer.
How to check the offer and conclude a contract?
The button directs you to the partner form. Leaving contact starts a conversation about needs; it is not a conclusion of insurance.
What to check before purchasing?
Compare sums and limits, deductibles, grace periods, exclusions and the start date of protection. Keep the policy, general terms and conditions and confirmation of premium payment.
Useful before choosing a policy
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