Online loans KatowiceThe most frequently chosen loans in Katowice

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Residents of Katowice can compare online loans by cost and repayment method. Match the commitment to a specific need, such as repairing equipment or another one-off expense. Do not assume that every unexpected payment requires a loan. First consider available savings and whether the expense can be postponed.

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Online loans in Katowice offer different repayment arrangements, so compare short-term loans separately from instalment loans. Residents of Katowice can check information about lenders and user reviews on this page before proceeding to an application. When looking for a loan from home in Katowice, check whether your chosen provider allows the entire process to be completed remotely. The local ranking for Katowice helps you explore interest in offers, but the lender decides whether to approve a loan and on what terms.

Prepare the information needed to confirm your identity and assess your application. Check your chosen lender’s requirements for documents, income and a bank account. Verification methods can differ between providers. Being able to apply online does not mean automatic approval.

Other people’s reviews may help you assess how clear the service and communication are. They do not replace an analysis of the costs of your own offer. Pay attention to the review date and the product it concerns. Visits to application pages recorded on this website show interest in an offer rather than lending approval decisions.

Compare offers for the same amount and a similar repayment period. The interest rate alone does not show every expense associated with a loan. Also check the commission, APR and total amount repayable. This makes it easier to see the cost of obtaining the funds you need.

If the payout date matters to you, check when applications are processed. Also allow for verification time and the transfer method. Submitting a form in the evening or at a weekend does not guarantee receiving the money that day. Confirm when funds may become available directly with the provider.

Before sending a form, make sure you are using the provider’s genuine website. Do not share online banking details through messages from unknown senders. Read the consent options and check whether paid extras are needed for your chosen offer. Keep copies of the documents and confirmation of the agreed terms.

Before signing an agreement, read the information on early repayment and the settlement of costs. Also check how to make a complaint and how to contact customer service. If anything is unclear, ask the provider to explain the specific point. Decide only once you understand the amount you will owe and when it must be repaid.

Credit information W ostatnich 3 miesiącach w mieście Katowice odnotowano 12 przejść do wniosku na stronie pożyczkodawcy. Poniżej znajdziesz oferty najczęściej wybierane przez odwiedzających z tego miasta.

01Visits to application pagesKatowice · 3 months3
Pillar logo
First loan
1000 PLN
Subsequent loan
5000 PLN
APR
From 0%
Extension
individually
Information and application 3,67 / 5 (9 ratings)
Convenient online application and an offer for regular customers - this is how you can take advantage of financing in Pilarum. The first loan is available in the amount of up to PLN 1,000, with an APR of 0%. You will receive your first loan without interest and commission under the terms of the offer. Subsequent financing may amount to PLN 5,000. Financing is available for up to 30 days. The lender also includes the option of extending the refund deadline under the terms and conditions applicable in the offer.
Basic information

First loan

Amount:
up to PLN 1,000
Interest:
0%
APR (RRSO):
0%

More loans

Amount:
up to PLN 5,000
Interest:
17%
APR (RRSO):
1671%

Requirements

ID card
Telephone
Bank account
Employer details
Age from 20 to 76 years

Working hours

Monday - Friday
8:00 - 22:00
Saturday - Sunday
8:00 - 20:00

Contact

Email: info@filarum.pl
Telephone: 222668080
Pilarum
Rapid Finance Polska Sp. z o. o.
street Postępu 18A
02-676 Warsaw
NIP: 5252542660
Example costs
Example costs of the first loan without interest:
Amount Period Cost Total repayment APR
PLN 10020 days0 PLNPLN 1000 %
PLN 50025 days0 PLNPLN 5000 %
PLN 1,00030 days0 PLNPLN 1,0000 %
Example costs of another loan:
Amount Period Cost Total repayment APR
PLN 50020 daysPLN 130.02PLN 630.026692.3 %
PLN 2,50030 daysPLN 702.7PLN 3,202.71936.3 %
PLN 5,00030 daysPLN 1,410PLN 6,4101954.2 %

The sample loan costs do not include discounts and rebates that may be granted to regular customers or as part of periodic promotions.
Repayment extension
As of March 11, 2016, Filarum no longer offers the option of extending the loan repayment. The loan should be repaid on time. If you are unable to repay, you should immediately contact the lender to determine individual repayment conditions, usually dividing the loan into several smaller installments.
Consequences of non-repayment
If the loan is not repaid within the prescribed period, Filarum sends payment requests in the form of e-mail, text messages, registered mail and possibly by phone. The lender does not charge additional fees for these calls. The only costs associated with delaying loan repayment are penalty interest in the amount of no more than twice the sum of the reference rate of the National Bank of Poland and 5.5 percentage points (14% value as of March 11, 2016).

In the absence of further agreement, Filarum has the right to transfer the debt to a debt collection institution and to take it to court. It also has the right to forward information about the debt to the Economic Information Bureaus, which results in a reduction in the creditworthiness of the indebted customer.
02Visits to application pagesKatowice · 3 months2
Alfa Kredyt logo
First loan
2000 PLN
Subsequent loan
5000 PLN
APR
From 0%
Extension
individually
Information and application 4,24 / 5 (17 ratings)
Z Alfa Kredyt zawnioskujesz o dodatkową gotówkę online, korzystając z oferty polskiego pożyczkodawcy. Nowi klienci mogą ubiegać się o pożyczkę do 2000 zł, z RRSO 0%. Pierwszą pożyczkę otrzymasz bez odsetek i prowizji na warunkach oferty. Dla powracających klientów limit sięga 5000 zł. Na spłatę przewidziano do 30 dni. Wniosek obsługiwany jest online, a w razie potrzeby możesz sprawdzić warunki odpłatnego wydłużenia terminu zwrotu pieniędzy.
Basic information

First loan

Amount:
up to PLN 2,000
Interest:
0%
APR (RRSO):
0%

More loans

Amount:
up to PLN 5,000
Interest:
25%
APR (RRSO):
1410%

Requirements

ID card
Telephone
Bank account
Employer details
Age from 21 to 75 years

Working hours

Monday - Friday
8:00 - 22:00
Saturday - Sunday
9:00 - 18:00

Contact

Email: info@alfakredyt.pl
Telephone: +48876181062
Alfakredyt Sp. z o. o.
street Pańska 96 lok. 38
00-837 Warsaw
NIP: 8442351597
Example costs
Example costs of the first loan without interest:
Amount Period Cost Total repayment APR
PLN 50020 days0 PLNPLN 5000 %
PLN 1,00025 days0 PLNPLN 1,0000 %
PLN 2,00030 days0 PLNPLN 2,0000 %
Example costs of another loan:
Amount Period Cost Total repayment APR
PLN 50020 daysPLN 106PLN 6063241.36 %
PLN 1,20025 daysPLN 276PLN 1,4761954.07 %
PLN 3,00030 daysPLN 750PLN 3,7501410.33 %

The sample loan costs do not include discounts and rebates that may be granted to regular customers or as part of periodic promotions.
Repayment extension
Alfa Kredyt allows you to extend the loan. The extension date and fee are selected individually after logging in to the client's profile. The amount of the extension fee depends on the loan amount, which can be checked at any time by logging in to the customer panel. The loan will be automatically extended after the payment is received by the lender.

The table below presents the individual costs of extending the loan for the amount of PLN 500:
7 days 14 days 30 days
PLN 51.25 PLN 82.50 137,50
Consequences of non-repayment
If the loan amount is not repaid on time, the lender charges penalty interest from the date of exceeding the repayment deadline until the date of full repayment of the debt. The interest rate on the debt is equal to the statutory interest rate and is 8% per annum.
  • The first reminder – PLN 15, sent no earlier than 7 days after the repayment deadline
  • The second reminder – PLN 15, sent no earlier than 14 days after the repayment deadline
  • Third reminder – PLN 15, sent no earlier than 24 days after the repayment deadline
  • The fourth reminder - PLN 15, sent no earlier than 34 days after the repayment deadline
Further arrears in repayment may result in the debt being transferred to a debt collection institution or court.
03Visits to application pagesKatowice · 3 months2
Wonga logo
First loan
6000 PLN
Subsequent loan
Individually
APR
From 0%
Extension
Depending on the contract
Information and application 4,56 / 5 (18 ratings)
Get online financing from Wonga and choose a solution for your expenses. New customers can apply for a loan of up to PLN 6,000, with 0% APR. You will receive your first loan without interest and commission under the terms of the offer. The terms of subsequent financing are determined individually and available in the customer's account. Repayment is allowed for up to 61 days. Identity verification is performed via Kontomatik or transfer, and early repayment is possible without an additional fee, with settlement of costs.
Basic information

First loan

Amount:
up to PLN 6,000
Interest:
0%
APR (RRSO):
0%

More loans

Amount:
Individually
Interest:
According to the contract
APR (RRSO):
296,64%¹

Requirements

ID card
telephone
bank account
age from 18 years.

Working hours

Mon-Fri 8 a.m.–8 p.m
Sat. 9 a.m.–5 p.m

Contact

Email: kontakt@wonga.pl
Telephone: +48 22 388 88 88
Wonga.pl sp. z o. o., ul. Żaryna 2B, building D, 02-593 Warsaw

¹ Example of another loan: PLN 1,000 for 30 days. The terms of the installments are different.

Example costs

Example costs of the first loan without interest

AmountPeriodCostTotal repaymentAPR
PLN 1,00061 days0 PLNPLN 1,0000%

Sample costs of a standard offer

AmountPeriodCostTotal repaymentAPR
PLN 1,00030 daysPLN 119.91PLN 1,119.91296,64%
Repayment extension
Installment benefits under the terms of the regulations; among others postponement for 7 days. Please check your contract and customer account for specific terms and conditions.
Consequences of non-repayment

Consequences of failure to repay the loan

An amount not paid on time becomes an overdue debt from the day after the due date. You should not assume that there are two extra days without consequences. The framework agreement provides for the charging of variable interest for delay; their amount results from the provisions of the contract and the current NBP reference rate.

In the agreement, the interest rate for delay was specified as twice the sum of the NBP reference rate and 5.5 percentage points per year. With a variable rate, the amount of interest charged may change over the life of the obligation. Loan-specific information can be found in the disbursement confirmation.

Wonga may contact you regarding arrears by telephone, electronically or by letter and take steps to recover the amount due. If the case goes to court or is subject to enforcement, additional costs of these proceedings may occur. Information about liabilities may be transferred to authorized institutions under the terms specified in the contract. If you have difficulties with repayment, please contact your lender instead of assuming an automatic extension of the deadline.

04Visits to application pagesKatowice · 3 months1
Vivigo logo
First loan
5000 PLN
Subsequent loan
9600 PLN
APR
From 0%
Extension
Individually
Information and application 3,78 / 5 (9 ratings)
Do you need money for current expenses? Vivigo oferuje pożyczki online i wyższe kwoty dla powracających klientów. Pierwsza pożyczka jest dostępna w kwocie do 5000 zł, z RRSO 0%. Pierwszą pożyczkę otrzymasz bez odsetek i prowizji na warunkach oferty. Kolejne finansowanie może wynieść do 9600 zł. Finansowanie jest dostępne na okres do 61 dni. Dostępne rozwiązania dotyczące spłaty: Warunki indywidualne — kontakt z obsługą.
Basic information

First loan

Amount:
up to PLN 5,000
Interest:
0%
APR (RRSO):
0%

More loans

Amount:
up to PLN 9,600
Interest:
14,5%¹
APR (RRSO):
297,32%²

Requirements

Over 18 and under 78 years of age
required registration details, ID document, PESEL, account and telephone number.

Working hours

Mon-Fri 8–22
Sat. 8 a.m.–8 p.m
commercial Sundays 10 a.m.–6 p.m

Contact

Email: kontakt@vivigo.pl
Telephone: 660 600 700
Soonly Finance sp. z o. o., ul. Żwirki i Wigury 16c, 02-092 Warszawa

¹ Interest rate per annum. ² Example of another loan: PLN 6,100 for 30 days.

Example costs

Example costs of the first loan without interest

AmountPeriodCostTotal repaymentAPR
PLN 1,10061 days0 PLNPLN 1,1000%
PLN 3,00061 days0 PLNPLN 3,0000%
PLN 5,00061 days0 PLNPLN 5,0000%

Sample costs of a standard offer

AmountPeriodCostTotal repaymentAPR
PLN 1,00030 daysPLN 120.07PLN 1,120.07297,33%
PLN 3,00030 daysPLN 360.20PLN 3,360.20297,31%
PLN 6,10030 daysPLN 732.41PLN 6,832.41297,32%

Amounts of PLN 1,000 and PLN 3,000: indicative calculation with a cost proportional to the example of PLN 6,100 for 30 days. The final costs are determined by the lender's offer.

Repayment extension
Individual conditions - contact service. Please check your contract and customer account for specific terms and conditions.
Consequences of non-repayment

Consequences of failure to repay the loan

Failure to repay the loan on time may result in maximum interest for delay equal to twice the sum of the NBP reference rate and 5.5 percentage points per annum. The lender may conduct debt collection activities under the terms of the contract.
The v2.0 agreement provides for letter reminders no more than twice a month. If the reminders are ineffective, the lender has the right to transfer the debt to debt collection and to further pursue its receivables in court, the costs of which are covered by the debtor. If the conditions specified in Article 14 or 16 or 17 of the Act of April 9, 2010 on the provision of economic information and the exchange of economic data (Journal of Laws No. 81, item 530) are met, the Lender has the right to provide information about the Borrower's liabilities to the Economic Information Offices, which may affect the Borrower's creditworthiness.
05Visits to application pagesKatowice · 3 months1
Kredito24 logo
First loan
3000 PLN
Subsequent loan
3000 PLN
APR
From 2334%
Extension
7, 15, 30 days
Information and application 4,00 / 5 (12 ratings)
Kredito24 focuses on automation, thanks to which online applications can be processed 24 hours a day. You can get up to PLN 3,000 for your first loan, with an APR of 2,334%. Up to PLN 3,000 is available for subsequent loans. The financing period is up to 30 days. The advantage of the offer is the lack of a verification fee. The system for accepting and processing applications operates 24 hours a day.
Basic information

First loan

Amount:
up to PLN 3,000
Interest:
30%
APR (RRSO):
2334%

More loans

Amount:
up to PLN 3,000
Interest:
30%
APR (RRSO):
2334%

Requirements

ID card
Telephone
Bank account
Employment information
Age from 18 years

Working hours

Monday - Friday
9:00 - 18:00

Contact

Email: info@kredito24.pl
Telephone: +48718811077
Kredito24
Kreditech Polska Sp. z o. o
Straight 32
00-838 Suwałki
NIP: 5252534005
Example costs
Examples of loan costs:
Amount Period Cost Total repayment APR
PLN 50020 daysPLN 110.96PLN 610.963777 %
PLN 1,00025 daysPLN 277.41277.4 PLN3468 %
PLN 3,00030 daysPLN 848.63PLN 3,848.631971 %

The sample loan costs do not include discounts and rebates that may be granted to regular customers or as part of periodic promotions.
Repayment extension
Kredito24 offers the option of extending the loan repayment by 7, 15 and 30 days. Unfortunately, this option is quite expensive and unprofitable and we strongly advise against using this option. Loan extension costs are calculated as a percentage according to the following data:
  • 7 days - 12%
  • 15 days - 16%
  • 30 days - 32%
For example, extending a loan of PLN 2,000 by 30 days costs almost PLN 650! This is 1/3 of the loan amount. In addition, there are the costs of reminders in the event of extension after the designated repayment period. Therefore, when borrowing from Kredito24, you should be aware of the high fees and be sure that you will be able to repay the loan on time.
Consequences of non-repayment
Failure to repay the loan within the prescribed period is associated with quite large penalty fees. Kredito24 sends payment requests after 3, 6, 9 and 12 days from the loan repayment date in the amount of PLN 20 each. The fifth final call takes place after the 15th day from the loan repayment date and costs PLN 150. In total, this amounts to PLN 230 per month. In the absence of an agreement, the lender has the right to transfer the liabilities to a debt collection agency and take legal action, the costs of which are charged to the borrower. After 60 days of non-repayment, Kredito24 provides information on liabilities to economic information offices, which will affect the creditworthiness of the debtor.
See the full offer of online loans

Popularity of online loans Katowice in 2026

We constantly monitor the popularity of loans on our website in various Polish cities. The popularity of all loans included on our website in individual months is presented in the chart below.



Local support · Katowice

Where to get free help with loan issues

If you need help understanding an agreement, making a complaint or dealing with debt, check the free advice services available in Katowice.

Loan and credit disputes

Specialist advice on payment claims arising from loans and credit agreements is available on Mondays.

ul. Łętowskiego 6a, Katowice

Point opening hours: Mon–Fri, 16:00–20:00

32 705 45 14
Check the duty schedule

Debt collection and insolvency

Specialist advice on debt collection and insolvency is available on Mondays. Arrange an appointment before visiting.

ul. M. Oblatów 24, Katowice

Point opening hours: Mon–Fri, 16:00–20:00

32 705 45 12
Check the duty schedule

Book a free appointment

Legal aid and civic advice are available, among others, to people who cannot afford paid legal assistance. Contact the booking line to choose a point and a time.

Who can get assistance?

Leave a comment

  • G
    gmb - 10 years ago, April 2, 2016

    In Katowice there is no problem if you need a loan, in some streets it's easier than finding bread :)

  • J
    JaneK - 10 years ago, 14/07/2016

    Avoid payday loans from Warsaw, I do not recommend them!

  • K
    Karol82 - 10 years ago, 02/08/2016

    It's good that there are online loans because it's hard to get something sensible in Giszowiec, and it's expensive....

  • L
    lola - 9 years ago, 25/06/2017

    There is no shortage of loans in Katowice :)

  • I
    Iwona - 4 lata temu, 03.09.2022

    Dobrze, tylko trochę długo czekali.

  • R
    Raphael - 4 lata temu, 03.11.2022

    Szybko i w miare tanio

  • A
    Agnieszka - 3 lata temu, 03.08.2023

    Dziala ale bez szalu

  • A
    Alice - 3 lata temu, 05.11.2023

    Solidna firma, bez większych zastrzeżeń.

  • A
    Ania - Ponad Rok temu

    Decyzja pozytywna ale za dlugo trwalo

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