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Online loans WrocławThe most frequently chosen loans in Wrocław

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When looking for an online loan in Wrocław, start by deciding how long you need the money for. Compare offers that address the same need and a similar amount. A convenient form may make the process easier but does not determine the financing cost. Clear terms and the ability to repay on time should guide your choice.

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Online loans in Wrocław offer different repayment arrangements, so compare short-term loans separately from instalment loans. Residents of Wrocław can check information about lenders and user reviews on this page before proceeding to an application. When looking for a loan from home in Wrocław, check whether your chosen provider allows the entire process to be completed remotely. The local ranking for Wrocław helps you explore interest in offers, but the lender decides whether to approve a loan and on what terms.

After selecting an offer, you will proceed to the application form on the lender’s website. Check the final terms again before accepting the documents. The amount in a comparison may be a product limit rather than a sum available to every applicant. The financing decision depends on the assessment carried out by the provider.

Read any first-loan-free claim together with the promotion terms. Pay attention to the available term, amount and rules for new customers. Check what costs apply if the offer conditions are not met. Compare a repeat loan separately because its price may be different.

Do not assume that extending the repayment deadline is a free feature of every agreement. Check whether the provider offers this option at all and under what conditions. Calculate the total cost of continuing to use the financing. If you expect repayment difficulties, contact the lender before the payment is due.

Compare offers for the same amount and a similar repayment period. The interest rate alone does not show every expense associated with a loan. Also check the commission, APR and total amount repayable. This makes it easier to see the cost of obtaining the funds you need.

Before choosing an offer, calculate your regular living expenses and repayments on existing debts. Include housing, bills, transport and everyday shopping. Leave a reserve for unexpected needs as well. Match the loan amount to what you can repay rather than simply choosing the maximum limit shown in an advertisement.

If the payout date matters to you, check when applications are processed. Also allow for verification time and the transfer method. Submitting a form in the evening or at a weekend does not guarantee receiving the money that day. Confirm when funds may become available directly with the provider.

Credit information W ostatnich 3 miesiącach w mieście Wrocław odnotowano 5 przejść do wniosku na stronie pożyczkodawcy. Poniżej znajdziesz oferty najczęściej wybierane przez odwiedzających z tego miasta.

01Visits to application pagesWrocław · 3 months2
Credy logo
First loan
3000 PLN
Subsequent loan
3000 PLN
APR
From 0%
Extension
individually
Information and application No ratings
Creds makes it easier to look for a loan by submitting one application for evaluation by cooperating companies. You can get up to PLN 3,000 for your first loan, with a 0% APR. You will receive your first loan without interest and commission under the terms of the offer. Up to PLN 3,000 is available for subsequent loans. The financing period is up to 30 days. This is a convenient solution when you want to look for an offer from several lenders without having to fill in the same data multiple times.
Basic information

First loan

Amount:
up to PLN 3,000
Interest:
—
APR (RRSO):
0%

More loans

Amount:
up to PLN 3,000
Interest:
—
APR (RRSO):
—

Requirements

Details from your lender

Working hours

Details from your lender

Contact

Details from your lender
Example costs
No examples
Repayment extension
In case of problems with repayment of the loan, it is possible to extend the repayment date for up to 30 days. To do this, you must contact the institution yourself and agree on an extension
Consequences of non-repayment
Failure to repay the loan within the agreed period will result in penalty interest in the amount of four times the NBP lombard loan rate counting from the date on which the due date for repayment of the obligation expired. Additionally, the borrower will be charged to cover the reminder and debt collection costs.
02Visits to application pagesWrocław · 3 months1
Pillar logo
First loan
1000 PLN
Subsequent loan
5000 PLN
APR
From 0%
Extension
individually
Information and application 3,67 / 5 (9 ratings)
Pilarum offers loans online, with separate amounts for new and returning customers. New customers can apply for a loan of up to PLN 1,000, with 0% APR. You will receive your first loan without interest and commission under the terms of the offer. For returning customers, the limit is PLN 5,000. Repayment is allowed for up to 30 days. The company provides for the possibility of extending the repayment deadline. The details of this option are specified in the loan terms.
Basic information

First loan

Amount:
up to PLN 1,000
Interest:
0%
APR (RRSO):
0%

More loans

Amount:
up to PLN 5,000
Interest:
17%
APR (RRSO):
1671%

Requirements

ID card
Telephone
Bank account
Employer details
Age from 20 to 76 years

Working hours

Monday - Friday
8:00 - 22:00
Saturday - Sunday
8:00 - 20:00

Contact

Email: info@filarum.pl
Telephone: 222668080
Pilarum
Rapid Finance Polska Sp. z o. o.
street Postępu 18A
02-676 Warsaw
NIP: 5252542660
Example costs
Example costs of the first loan without interest:
Amount Period Cost Total repayment APR
PLN 10020 days0 PLNPLN 1000 %
PLN 50025 days0 PLNPLN 5000 %
PLN 1,00030 days0 PLNPLN 1,0000 %
Example costs of another loan:
Amount Period Cost Total repayment APR
PLN 50020 daysPLN 130.02PLN 630.026692.3 %
PLN 2,50030 daysPLN 702.7PLN 3,202.71936.3 %
PLN 5,00030 daysPLN 1,410PLN 6,4101954.2 %

The sample loan costs do not include discounts and rebates that may be granted to regular customers or as part of periodic promotions.
Repayment extension
As of March 11, 2016, Filarum no longer offers the option of extending the loan repayment. The loan should be repaid on time. If you are unable to repay, you should immediately contact the lender to determine individual repayment conditions, usually dividing the loan into several smaller installments.
Consequences of non-repayment
If the loan is not repaid within the prescribed period, Filarum sends payment requests in the form of e-mail, text messages, registered mail and possibly by phone. The lender does not charge additional fees for these calls. The only costs associated with delaying loan repayment are penalty interest in the amount of no more than twice the sum of the reference rate of the National Bank of Poland and 5.5 percentage points (14% value as of March 11, 2016).

In the absence of further agreement, Filarum has the right to transfer the debt to a debt collection institution and to take it to court. It also has the right to forward information about the debt to the Economic Information Bureaus, which results in a reduction in the creditworthiness of the indebted customer.
03Visits to application pagesWrocław · 3 months1
Easy Credit logo
First loan
1500 PLN
Subsequent loan
3000 PLN
APR
From 0%
Extension
7, 14, 30 days
Information and application 4,35 / 5 (17 ratings)
Easy Credit focuses on quick online loans and benefits for customers who come back for further financing. You can get up to PLN 1,500 for your first loan, with a 0% APR. You will receive your first loan without interest and commission under the terms of the offer. Up to PLN 3,000 is available for subsequent loans. The financing period is up to 30 days. The VIP program provides for a reduction in the costs of subsequent loans under its terms, and application processing is focused on the quick transfer of money.
Basic information

First loan

Amount:
up to PLN 1,500
Interest:
0%
APR (RRSO):
0%

More loans

Amount:
up to PLN 3,000
Interest:
22%
APR (RRSO):
1815%

Requirements

ID card
Telephone
Bank account
Employer details
Age from 20 to 70 years

Working hours

Monday - Friday
8:00 - 21:00
Saturday - Sunday
9:00 - 17:00

Contact

Email: info@latwykredyt.pl
Telephone: 222282103
Easy loan
PolCredit Sp. z o. o.
ul. Pokorna 2 lok. 1044
00-199 Warsaw
NIP: 5213635239
Example costs
Example costs of the first loan without interest:
Amount Period Cost Total repayment APR
PLN 50020 days0 PLNPLN 5000 %
PLN 1,00025 days0 PLNPLN 1,0000 %
PLN 1,50030 days0 PLNPLN 1,5000 %
Example costs of another loan:
Amount Period Cost Total repayment APR
PLN 1,00020 daysPLN 266.43PLN 1,266.437349.15 %
PLN 2,00025 daysPLN 541.09PLN 2,541.093198.03 %
PLN 3,00030 daysPLN 823.97PLN 3,823.971815.51 %

The sample loan costs do not include discounts and rebates that may be granted to regular customers or as part of periodic promotions.
Repayment extension
If we are unable to repay the loan on time, Easy Credit offers us an automatic extension of the loan repayment deadline individually. The extension takes place after making a transfer for the appropriate amount depending on the loan amount. Information about the amount needed for extension can be found in the email and after logging in to the customer panel on the website. The loan can be extended any number of times, but we would like to remind you that extending a payday loan is not profitable in the long run and should only be used as a last resort.

The table below presents the individual costs of extending the loan for the amount of PLN 500:
7 days 14 days 30 days
PLN 50 PLN 85 PLN 140
Consequences of non-repayment
Failure to repay the loan on time will result in additional penalties. In the event of a delay in repayment of the loan, Easy Credit charges penalty interest in the amount of four times the NBP lombard rate, and additionally by letter reminders requesting payment
  • First call – PLN 20
  • Second call: PLN 40
  • Third call: PLN 40
  • Fourth call: PLN 40
If the reminders are unsuccessful, the lender has the right to transfer the debt to debt collection and, at a later stage, to court. Easy Credit also has the right to forward information about the debt to economic information offices, which results in a reduction in the creditworthiness of the indebted borrower.
04Visits to application pagesWrocław · 3 months1
Kredito24 logo
First loan
3000 PLN
Subsequent loan
3000 PLN
APR
From 2334%
Extension
7, 15, 30 days
Information and application 4,00 / 5 (12 ratings)
Z Kredito24 you will submit your application online and use the automated processing system. New customers can apply for a loan of up to PLN 3,000, with an APR of 2,334%. For returning customers, the limit is PLN 3,000. Repayment is allowed for up to 30 days. The advantage of the offer is the lack of a verification fee. The system for accepting and processing applications operates 24 hours a day.
Basic information

First loan

Amount:
up to PLN 3,000
Interest:
30%
APR (RRSO):
2334%

More loans

Amount:
up to PLN 3,000
Interest:
30%
APR (RRSO):
2334%

Requirements

ID card
Telephone
Bank account
Employment information
Age from 18 years

Working hours

Monday - Friday
9:00 - 18:00

Contact

Email: info@kredito24.pl
Telephone: +48718811077
Kredito24
Kreditech Polska Sp. z o. o
Straight 32
00-838 Suwałki
NIP: 5252534005
Example costs
Examples of loan costs:
Amount Period Cost Total repayment APR
PLN 50020 daysPLN 110.96PLN 610.963777 %
PLN 1,00025 daysPLN 277.41277.4 PLN3468 %
PLN 3,00030 daysPLN 848.63PLN 3,848.631971 %

The sample loan costs do not include discounts and rebates that may be granted to regular customers or as part of periodic promotions.
Repayment extension
Kredito24 offers the option of extending the loan repayment by 7, 15 and 30 days. Unfortunately, this option is quite expensive and unprofitable and we strongly advise against using this option. Loan extension costs are calculated as a percentage according to the following data:
  • 7 days - 12%
  • 15 days - 16%
  • 30 days - 32%
For example, extending a loan of PLN 2,000 by 30 days costs almost PLN 650! This is 1/3 of the loan amount. In addition, there are the costs of reminders in the event of extension after the designated repayment period. Therefore, when borrowing from Kredito24, you should be aware of the high fees and be sure that you will be able to repay the loan on time.
Consequences of non-repayment
Failure to repay the loan within the prescribed period is associated with quite large penalty fees. Kredito24 sends payment requests after 3, 6, 9 and 12 days from the loan repayment date in the amount of PLN 20 each. The fifth final call takes place after the 15th day from the loan repayment date and costs PLN 150. In total, this amounts to PLN 230 per month. In the absence of an agreement, the lender has the right to transfer the liabilities to a debt collection agency and take legal action, the costs of which are charged to the borrower. After 60 days of non-repayment, Kredito24 provides information on liabilities to economic information offices, which will affect the creditworthiness of the debtor.
See the full offer of online loans

Popularity of online loans in Wrocław in 2026

We constantly monitor the popularity of loans on our website in various Polish cities. The popularity of all loans included on our website in individual months is presented in the chart below.



Local support · Wrocław

Where to get free help with loan issues

If you need help understanding an agreement, making a complaint or dealing with debt, check the free advice services available in Wrocław.

Municipal Consumer Ombudsman

Free consumer advice on agreements, complaints and disputes with businesses. Contact the office to confirm the arrangements for your case.

ul. G. Zapolskiej 4, Wrocław

71 777 79 02
Contact and assistance rules

Free legal assistance

Discuss an unclear agreement or legal problem with a lawyer. Arrange an appointment and ask what documents to prepare.

Choose a local advice point when booking.

Booking line: Mon–Fri 07:45–15:45

71 777 98 88
Points and booking information

Civic advice and debt support

Civic advice includes support for people in debt. Ask for an appointment with a civic adviser to discuss your situation and possible next steps.

Confirm the civic advice point when booking.

Appointment booking required.

71 777 98 88
Check civic advice availability

Book a free appointment

Legal aid and civic advice are available, among others, to people who cannot afford paid legal assistance. Contact the booking line to choose a point and a time.

Who can get assistance?
71 777 98 88Book online

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