Pożyczki online SzczecinNajczęściej wybierane pożyczki w mieście Szczecin

herb Szczecin

When browsing online loans in Szczecin, consider both the cost and repayment arrangements. The deadline should take account of when you receive your income and your other payments. Do not choose a higher amount simply because it falls within the product limit. Your actual financing need should be the starting point.

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Online loans in Szczecin offer different repayment arrangements, so compare short-term loans separately from instalment loans. Residents of Szczecin can check information about lenders and user reviews on this page before proceeding to an application. When looking for a loan from home in Szczecin, check whether your chosen provider allows the entire process to be completed remotely. The local ranking for Szczecin helps you explore interest in offers, but the lender decides whether to approve a loan and on what terms.

Consider whether you need the full amount immediately or could reduce the expense. Weigh the financing of a one-off need against its effect on your budget over the coming months. If your income is irregular, do not base repayment only on the most optimistic scenario. A suitable deadline should take your other essential payments into account as well.

Before choosing an offer, calculate your regular living expenses and repayments on existing debts. Include housing, bills, transport and everyday shopping. Leave a reserve for unexpected needs as well. Match the loan amount to what you can repay rather than simply choosing the maximum limit shown in an advertisement.

If the payout date matters to you, check when applications are processed. Also allow for verification time and the transfer method. Submitting a form in the evening or at a weekend does not guarantee receiving the money that day. Confirm when funds may become available directly with the provider.

Before signing an agreement, read the information on early repayment and the settlement of costs. Also check how to make a complaint and how to contact customer service. If anything is unclear, ask the provider to explain the specific point. Decide only once you understand the amount you will owe and when it must be repaid.

Credit information W ostatnich 3 miesiącach w mieście Szczecin odnotowano 4 przejść do wniosku na stronie pożyczkodawcy. Poniżej znajdziesz oferty najczęściej wybierane przez odwiedzających z tego miasta.

01Visits to application pagesSzczecin · 3 miesiące2
Ferratum Bank logo
First loan
4000 PLN
Subsequent loan
10000 PLN
APR
From 103%
Extension
Individually
Ferratum oferuje zarówno chwilówki jak i kredyty przez internet w 20 krajach na całym świecie, w tym w Polsce. Pierwsza pożyczka do 2000zł jest darmowa. W ofercie kredytowej Ferratum umożliwia uzyskanie kredytu na okres od 6 do 24 miesięcy w wysokości od 1000zł do 10000zł. Ferratum umożliwia przedłużenie terminu spłaty zobowiązania na warunkach uzgodnionych telefonicznie.
Basic information

First loan

Amount:
up to PLN 4,000
Interest:
—
APR (RRSO):
103%

More loans

Amount:
up to PLN 10,000
Interest:
—
APR (RRSO):
—

Requirements

Details from your lender

Working hours

Details from your lender

Contact

Details from your lender
Example costs
Example costs of the first loan without interest:
Amount Period Cost Total repayment APR
PLN 50030 days0 PLNPLN 5000 %
PLN 2,00030 days0 PLNPLN 2,0000 %
Example costs of another loan:
Amount Period Installment Total repayment APR
PLN 1,0006 installmentsPLN 424PLN 1,424
Cost: PLN 424
262 %
PLN 7,00018 installmentsPLN 5,294PLN 12,294
Cost: PLN 5,294
118 %
PLN 10,00024 installmentsPLN 9,097PLN 19,097
Cost: PLN 9,097
103 %

The sample loan costs do not include discounts and rebates that may be granted to regular customers or as part of periodic promotions.
Repayment extension
In order to extend a loan or credit, please contact the customer service office and agree on individual repayment terms.
Consequences of non-repayment
At Ferratum Bank, it is not worth being late in repaying your loan. In case of problems with repayment, please contact the customer service office immediately. Unfortunately, the costs of late repayment at Ferratum are among the highest in Poland! In addition to the standard penalty interest, which is 14% per annum by law, the lender each time charges additional fees for individual days after exceeding the repayment deadline:
  • 7 days of delay - PLN 30
  • 14 days of delay - PLN 50
  • 25 days of delay - PLN 50
  • 35 days of delay - PLN 50

As per above information, after 35 days from the repayment date Penalty fees will add as much as PLN 180 to the loan!  If the payment is still not made, Ferratum will transfer the debt to debt collection institutions and further to court, for which it will additionally charge the borrower.

02Visits to application pagesSzczecin · 3 miesiące2
ViaSMS logo
First loan
1500 PLN
Subsequent loan
4000 PLN
APR
From 0%
Extension
individually
Information and application 4,08 / 5 (12 ratings)
Viasms.pl - Jeden z pierwszych pożyczkodawców na Polskim rynku, który aktualnie na pierwszą pożyczę oferuje 1500 zł bez odsetek i prowizji. Największa kwota szybkiej pożyczki wynosi 4000zł. Bez problemu można przedłużyć okres spłaty zobowiązania. Dla swoich stałych klientów firma w każdą środę oferuje 50% niższe odsetki. Dodatkowo stali klienci mają możliwość otrzymania pożyczki poprzez SMS praktycznie z każdego miejsca.
Basic information

First loan

Amount:
up to PLN 1,500
Interest:
0%
APR (RRSO):
0%

More loans

Amount:
up to PLN 4,000
Interest:
21%
APR (RRSO):
1214%

Requirements

ID card
Telephone
Bank account
Age from 20 to 72 years

Working hours

Monday - Friday
8:00 - 22:00
Saturday
8:00 - 18:00
Sunday
8:00 - 16:00

Contact

Email: info@viasms.pl
Telephone: 22 483 53 88
VIA SMS PL Sp. z o. o.
Al. Jerozolimskie 123a
02-017 Warsaw
NIP: 899-27-04-871
Example costs
Example costs of the first loan without interest:
Amount Period Cost Total repayment APR
PLN 50020 days0 PLNPLN 5000 %
PLN 1,00025 days0 PLNPLN 1,0000 %
PLN 1,50030 days0 PLNPLN 1,5000 %
Example costs of another loan:
Amount Period Cost Total repayment APR
PLN 1,50030 daysPLN 420.32PLN 1,920.321920 %
PLN 2,50025 daysPLN 616.18PLN 3,116.182394 %
PLN 4,00030 daysPLN 1,120.51PLN 5,120.511918 %

The sample loan costs do not include discounts and rebates that may be granted to regular customers or as part of periodic promotions.
Repayment extension
Paying off an online loan is very simple. To repay the loan, you must make a transfer for the appropriate amount, providing your customer number in the subject line. Exact transfer details and the amount can be found in our customer panel and in the e-mail we received after the loan was granted. In case of problems with repaying the loan, it is possible to extend the repayment deadline for a fee by up to 7, 14 or 30 days. To do this, log in to your Viasms user account and follow the information on the screen.

The table below presents the individual costs of extending the loan for the amount of PLN 500:
7 days 14 days 30 days
PLN 48 PLN 68 PLN 107
Consequences of non-repayment
If the loan is not repaid within the specified payment period, interest will be charged in the amount of four times the annual NBP lombard loan rate applicable on the date of repayment. Additionally, Viasms reserves the right to send reminders and reminders in various forms with a total amount not exceeding PLN 117.50. In the event of ineffectiveness, the lender has the right to transfer the debt collection obligation and pursue its receivable in court. Viasms also has the right to transfer information about customers' liabilities to economic and credit information offices, which results in a reduction of the borrower's creditworthiness.
See the full offer of online loans

Popularność pożyczek online Szczecin w 2026 roku

We constantly monitor the popularity of loans on our website in various Polish cities. The popularity of all loans included on our website in individual months is presented in the chart below.



Local support · Szczecin

Where to get free help with loan issues

If you need help understanding an agreement, making a complaint or dealing with debt, check the free advice services available in Szczecin.

Municipal Consumer Ombudsman

Free consumer advice on agreements, complaints and disputes with businesses. Contact the office to confirm the arrangements for your case.

pl. Armii Krajowej 1, Szczecin

91 424 51 35
Contact and assistance rules

Free legal assistance

Discuss an unclear agreement or legal problem with a lawyer. Arrange an appointment and ask what documents to prepare.

al. Wyzwolenia 7U/1, Szczecin

Booking line: Mon–Fri 07:30–15:30

91 424 50 27
Points and booking information

Civic advice and debt support

Civic advice includes support for people in debt. Ask for an appointment with a civic adviser to discuss your situation and possible next steps.

ul. Rydla 39–40, Szczecin

Appointment booking required.

91 424 50 27
Check civic advice availability

Book a free appointment

Legal aid and civic advice are available, among others, to people who cannot afford paid legal assistance. Contact the booking line to choose a point and a time.

Who can get assistance?

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