June brings 2,1 PLN billion of loans and cautious customer assessment

In June 2026, lending institutions grant 444.5 thousand loans worth approximately PLN 2.1 billion - reports ZPF and CRIF. Sales are almost stable compared to May, and their value increases by 22.6% annually. The average amount of financing is PLN 4,723, by 8.9%. more than a year ago.

In the first half of the year, companies provide on average approximately 431,000 loans per month, worth approximately PLN 2 billion. Scaling up does not eliminate high denial rates. In the June edition of the report, their share is 82.9 percent, while new customers constitute 9.4 percent. benefiting from financing.

The data indicate frequent occasional use of loans: nearly 46 percent. customers use them only in one month of the year. About 70 percent contracts do not exceed 10 thousand zloty. During the analyzed 12 months, nearly 499 thousand applicants do not receive funding. The market picture therefore combines growing sales with maintaining selectivity and focusing on the ability to repay on time.

The increase in value is faster than the increase in the number of contracts. The higher average amount helps explain this difference, without concluding that each customer's situation changed equally.